Insight · Collections measurement

A promise-to-pay is not value until it becomes a kept arrangement.

Most collections systems measure whether a customer agreed to pay. Leera Synapse goes further by helping financial services clients assess whether the arrangement is likely to be sustained.

Insights / Kept-Rate vs Promise-to-Pay

Why promise-to-pay can be misleading

An agreed arrangement can still create cost if it breaks. Broken arrangements trigger re-contact, renegotiation, escalation, customer frustration and delayed recovery.

Why kept-rate matters

Kept-rate measures whether payment arrangements are sustained according to agreed terms. It is a stronger indicator of collections quality than promise-to-pay alone.

How Leera Synapse supports kept-rate

  • More relevant prioritisation
  • Affordability-aware engagement
  • Behaviour-informed treatment
  • Configured, compliant outreach
  • Outcome measurement against an agreed baseline
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